HomEq World Wide Web Site says: "We see Servicing From Many Perspectives, especially yours"
Below you will find articles from Pissed Consumers that have experienced Servicing provided by Homeq.
The following statement also from HomeQ website: "Our strong servicing and mortgage industry experience gives us a comprehensive understanding of the needs of our Mortgage Customers and Clients and a significant advantage over traditional loan servicing providers. HomEq has created an environment that has strong internal controls and provides solutions that minimize risk and maximize the return on your investment. HomEq's flexibility and expertise allows us to handle nationwide portfolios successfully. However, our clients aren't the only ones who give HomEq high marks. Our Servicer Evaluation Ratings are a reflection of the sound servicing practices that you can expect from HomEq."
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Consumer Rating: 31 Review Points
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Mortgage
A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades.
Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. Understanding the benefits of different mortgage offerings can be a complex process. As for the benefits of the fixed-rate mortgage so they include inflation protection, long term planning, as well as low risk. Reverse mortgage has also some pros. Here we should mention tax advantages and retirement income supplement. The only special condition to get this type of mortgage is that a person is retired. Adjustable-rate mortgages (ARMs) are popular because they usually start with a lower interest rate and a lower monthly payment. With the balloon/reset mortgage it is possible to reset your mortgage interest rate at the market rate for the remainder of the amortization period.
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