My husband was laid off from his job and it took him almost three months to find another one and $20,000 cut in pay. Anyway we weren't able to make our house payment for the two months, I sent the payment in on the third month. Our payment is due on the 1st but we had a grace period to the 16th. According to HomEq, they received our payment on the 2nd they sent our payment back and put is into foreclosure. I called them to try and work with them, but they refused. They said that our debt ratio was too high. So we ended up filing Chapter 13, then 3 months after we filed Chapter 13, they sent us notification that our Arm was adjusting (even though the interest rate was down) so our house payment went up $118.00. They are nothing but a bunch of CROOKS! I say run, run very fast, have nothing to do with HomEq Servicing.


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