i am in the national guard and moblizated for Iraq in May 2007. I was told to file bankrupt to save my house in 2006. i called homeq because the bankrupt plan was taken$300.00 aweek out of $472.

I only needed to pay back $7300.00 which included attoney fees to Homeq. Homeq told me to pull the house out of bankrupt and gave me a repayment plan over the phone of around$1600.00 down and monthly payments of $960.00 a month for 12 months or so. They were to faxe me the contrac to sign after I had the Chapter 13 closed. I called Homeq afew days later after i close the bankrupt case and I was told by Homeq that they would not except the repayment offer. My house was forclosed

about 3 weeks later.

Now my credit is destroyed, because I belived what someone told me ovet the phone with getting it in writting.

I also had an insurance claim of $28,000.00 on this same house in 2004, when the house flooded and the insurance that was carried by Homqe came out and took pictures of the damages and never paid. We lost heating, building materials, carpets and the walls begin to mold from the sheetrock getting wet. When we called the company they send us a letter that regreted the way i case had been handered and was promise the claim would be taken care of, It neve was.


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